Merchant Services

City Bank & Trust Co. can help you with all your Business Processing needs. You will have the ability to securely send payments, collect payments and process payroll for direct deposit. Contact us today to see how we can help you with Merchant Services Solutions for your business.


ACH & Payroll Services

  • Eliminate paper checks by converting to electronic payments
  • Process your ACH transactions and Payroll per your schedule
  • Processing fees may apply

Direct Deposit

  • Eliminate the costs of preparing and distributing paper checks
  • Direct Payroll Deposit is safe, reliable and convenient for your business and employees
  • Processing fees may apply

Positive Pay / Check Reconciliation

  • Ability to pull daily detail and summary reports of activity on your accounts.
  • Customize reporting criteria to suit your business needs.
  • Reports may be exported in tab separated format to use with your accounting software

Merchant Card Processing

A merchant account is an account that enables merchants to process online and in person credit and debit payments. The funds are automatically transferred from your merchant account into your business checking account*.

* Processing fees apply

Remote Deposit Capture

City Bank & Trust Co. offers Remote Deposit and Merchant Capture as an option that allows a customer or business to scan checks remotely and transmit the check images to the bank for deposit**.

** Processing fees may apply

Get Started

Merchant Services has the solutions to fit your business needs. Contact a banker today to help you tailor the best program for your business.


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