Business Savings

We provide common-sense solutions to all your commercial banking needs. We serve a diverse business base by focusing on a single goal–making it simple for you to manage and grow your business. City Bank & Trust Co. offers traditional savings accounts, Certificates of Deposit with a fixed rate and Business Money Market Accounts.


Business Savings Account

This basic savings account gives you a safe place to set aside excess business funds, with easy access for future needs.

  • $100 average daily balance – no maintenance fee
  • Below $100 average daily balance - $2 per month maintenance fee
  • Three free withdrawals per month
  • Additional withdrawals are $.50 each
  • Minimum balance to open account - $25

Business CDs

Earn a guaranteed rate of return with a Certificate of Deposit for your business. Certificate of Deposit funds are at a fixed rate for a specific term.

  • Maturities ranging from three months to 48 months
  • $500 minimum balance
  • Minimum balance to open account - $500
  • Fixed rates and terms apply

Business Money Market

The Money Market Investment Account is a tiered-rate deposit account that provides Business owners an investment opportunity to earn interest and still maintain access to your money. The tiered-rate is designed to pay higher rates on higher balances.

  • Interest bearing account
  • $1,000 minimum balance – no maintenance fee
  • Below $1,000 - $10 per month maintenance fee
  • Six free debits per cycle
  • Debits over six - $3 each
  • Imaged checks are included with statement
  • Regulatory limits apply

Get Started

Stop in or call us today to see how we can help you with your Business savings needs!


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