Deposit Rates

City Bank and Trust Co. offers competitive deposit rates on Checking, Savings, Certificates of Deposit and Individual Retirement Accounts.

Last Revised September 4, 2020

 

Certificates of Deposit**

Product

Minimum

Interest Rate

A.P.Y.*

3 Month

$500.00

0.25%

0.25%

6 Month

$500.00

0.40%

0.40%

12 Month

$500.00

0.40%

0.40%

12 Month

$25,000.00

0.55%

0.55%

18 Month

$500.00

0.60%

0.60%

24 Month

$500.00

0.70%

0.70%

24 Month

$25,000.00

0.75%

0.75%

30 Month

$500.00

0.75%

0.75%

36 Month

$500.00

0.75%

0.75%

36 Month

$25,000.00

0.80%

0.80%

48 Month

$500.00

0.80%

0.80%

48 Month

$25,000.00

0.85%

0.85%

Variable Rate Accounts***

ProductMinimumInterest RateA.P.Y.*Balance
Super Now Accounts $25.00 0.05% 0.05% $0 - 2,499.99
    0.05% 0.05% $2,500.00 - 9,999.99
    0.10% 0.10% $10,000.00 & Over
Money Market $25.00 0.05% 0.05% $0 - 9,999.99
    0.05% 0.05% $10,000.00 - 24,999.99
    0.10% 0.10% $25,000.00 - 49,999.99
    0.15% 0.15% $50,000.00 - 99,999.99
    0.20% 0.20% $100,000.00 & Over
 Premier Money Market $20,000.00  0.20% 0.20%  $0 - 19,999.99 
    0.20% 0.20%  $20,000.00 - 99,999.99 
     0.25% 0.25%  $100,000.00 & Over 
 Super Saver  $25.00  0.05% 0.05%  $0 - 2,499.99 
     0.05%  0.05%  $2,500.00 - 9,999.99 
     0.15% 0.15%  $10,000.00 & Over 
 IRA - Variable Rate $100.00   0.45%   0.45%  
 IRA - Fixed Rate $500.00  Current CD Rates and APY’s in Effect for Same Term    

*APY is Annual Percentage Yield

** With Fixed-Rate term accounts, rates are guaranteed for length of term. A penalty will be imposed for early withdrawal.

***Rates may change after the account is opened. Fees may reduce earnings.

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Contact one of our convenient locations to open your account today!

 

 

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