FDIC-Insured - Backed by the full faith and credit of the U.S. Government
The Login button has moved to the upper right hand corner. If your password was saved, it may need to be reset.
Commercial Loans
City Bank & Trust Co. makes it simple for you to obtain the money you need to run your business. We offer a variety of credit services including business and agricultural loans, as well as commercial construction and real estate loans.
Check us out! We’re sure you will see why our commercial lending customers keep returning to us for their business loans!
Whether your business needs a loan to meet short-term obligations, a line of credit for financing working capital, or a long-term loan to purchase vehicles or equipment, we offer the funding to help you succeed! City Bank & Trust Co. has the following business loans available to meet your commercial lending needs:
- Short-term loans
- Letters of credit
- Term loans
- Revolving lines of credit
- Small Business Administration loans
Commercial Real Estate Loans
Our customers know they can count on City Bank & Trust Co. to finance their commercial real estate projects. If you are looking to buy, develop, build or refinance commercial property, we can help!
- Competitive long and short term rates
- Flexible structure to fit your needs
- Fast and local decision making
- Office, retail, industrial, multi-family, 1-4 family rental homes
- Owner-occupied businesses
- Industrial parks
- New housing developments
- Office and professional buildings
- Apartment and townhouse complexes
- Strip malls and other retail facilities
Construction Loans
City Bank & Trust Co. will customize your commercial construction loan to meet the needs of your business. Contact us today to discuss your options for loans to help you:
- Renovate existing facilities
- Fund new construction projects
Both short and long-term financing is available.
Credit when your business needs it
- Flexible, revolving and renewable – business lines of credit can help your business quickly access cash to help fund growth and operating expenses
- Works like a credit card for your business – access funds only when you need them
Use to finance business investments including large or small equipment, vehicles or other long term assets
- Competitive fixed rates and flexible payment structures and financing terms to fit your needs
Government backed Small Business Association loans can give your business creative loan options to fit your needs to start or expand your business
- Business startup and acquisition
- Business expansion and working capital
- Asset purchase loans
Ready to get started?
Copyright © 2025 City Bank & Trust Co. All rights reserved. Member FDIC. Equal Housing Lender.