Commercial Loans

City Bank & Trust Co. makes it simple for you to obtain the money you need to run your business. We offer a variety of credit services including business and agricultural loans, as well as commercial construction and real estate loans.

Check us out! We’re sure you will see why our commercial lending customers keep returning to us for their business loans!


Whether your business needs a loan to meet short-term obligations, a line of credit for financing working capital, or a long-term loan to purchase vehicles or equipment, we offer the funding to help you succeed! City Bank & Trust Co. has the following business loans available to meet your commercial lending needs:

  • Short-term loans
  • Letters of credit
  • Term loans
  • Revolving lines of credit
  • Small Business Administration loans

Commercial Real Estate Loans

Our customers know they can count on City Bank & Trust Co. to finance their commercial real estate projects. If you are looking to buy, develop, build or refinance commercial property, we can help!

  • Competitive long and short term rates
  • Flexible structure to fit your needs
  • Fast and local decision making
  • Office, retail, industrial, multi-family, 1-4 family rental homes
    • Owner-occupied businesses
    • Industrial parks
    • New housing developments
    • Office and professional buildings
    • Apartment and townhouse complexes
    • Strip malls and other retail facilities

Construction Loans

City Bank & Trust Co. will customize your commercial construction loan to meet the needs of your business. Contact us today to discuss your options for loans to help you:

  • Renovate existing facilities
  • Fund new construction projects

Both short and long-term financing is available.

Business Lines of Credit

Credit when your business needs it

  • Flexible, revolving and renewable – business lines of credit can help your business quickly access cash to help fund growth and operating expenses
  • Works like a credit card for your business – access funds only when you need them

Term & Equipment Loans

Use to finance business investments including large or small equipment, vehicles or other long term assets

  • Competitive fixed rates and flexible payment structures and financing terms to fit your needs

Small Business Association (SBA) Loans

Government backed Small Business Association loans can give your business creative loan options to fit your needs to start or expand your business

  • Business startup and acquisition
  • Business expansion and working capital
  • Asset purchase loans

Ready to get started?

Contact one of our commercial loan experts today


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