Whether you’re buying or building your dream home City Bank & Trust Co. can help you every step of the way. From determining what you can afford to closing the deal we keep it simple. Already own your home? We can refinance your home to reduce your house payments, consolidate debt or get cash out.
Financing available for primary residences, vacation homes, or 1-4 family investment homes in almost every state.
Types of financing available:
At City Bank & Trust Co., we work closely with many homebuilders as well as individuals and families building new homes. We offer construction loans and long-term loans. By being a full service lender we can provide you with both your construction loan and long term financing saving you both time and money.
Wanting to move into your new home, but don’t have your current one sold yet? We can help! City Bank & Trust Co. offers Bridge loans and Interim loans to help get you through the transition.
Whether it’s your first home or your retirement home. Whether you are building a new home or restoring a classic. Whether you know the ropes or need help to chart the right course. City Bank & Trust Co. is here to help you along your journey.
You can count on our knowledgeable mortgage loan officers to answer all your questions. From discussing various loan options, to reviewing your credit report with you, we are here to help you.
Our no cost, no-obligation pre-approval process is the first step in determining the best loan program to suit your needs.
Upon finalizing the purchase agreement with a realtor, builder or seller, we will guide you through all the steps to close the deal.
Home Equity Line of Credit
Tap into your home’s equity!
Need funds for college, a vacation, or other special purchases? Gain access to the cash value in your home with a home equity loan. With a variety of rate and term options available we can help put your home’s value to good use.
A Home Equity Line of Credit (HELOC) is a form of revolving credit that can be used and repaid multiple times for unexpected expenses or other cash needs.
If you are thinking about buying a new or updated vehicle come talk to one of our auto loan experts to find a payment plan that will fit your needs.
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Flexible loan types and terms that can provide you with money for just about anything.