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Business Savings
We provide common-sense solutions to all your commercial banking needs. We serve a diverse business base by focusing on a single goal–making it simple for you to manage and grow your business. City Bank & Trust Co. offers traditional savings accounts, Certificates of Deposit with a fixed rate and Business Money Market Accounts.
Business Savings Account
This basic savings account gives you a safe place to set aside excess business funds, with easy access for future needs.
- $100 average daily balance – no maintenance fee
- Below $100 average daily balance - $2 per month maintenance fee
- Three free withdrawals per month
- Additional withdrawals are $.50 each
- Minimum balance to open account - $25
Earn a guaranteed rate of return with a Certificate of Deposit for your business. Certificate of Deposit funds are at a fixed rate for a specific term.
- Maturities ranging from three months to 48 months
- $500 minimum balance
- Minimum balance to open account - $500
- Fixed rates and terms apply
Business Money Market
The Money Market Investment Account is a tiered-rate deposit account that provides Business owners an investment opportunity to earn interest and still maintain access to your money. The tiered-rate is designed to pay higher rates on higher balances.
- Interest bearing account
- $1,000 minimum balance – no maintenance fee
- Below $1,000 - $10 per month maintenance fee
- Six free debits per cycle
- Debits over six - $3 each
- Imaged checks are included with statement
- Regulatory limits apply
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