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Rates


Current Deposit Rates

Updated as of 12/02/2008  
 

Certificates of Deposit (Substantial penalty for early withdrawal)**
Product  Minimum  Interest Rate  A.P.Y.* 
3 Month  $500.00  2.10%  2.12% 
6 Month  $500.00  2.68%  2.71% 
12 Month  $500.00  3.00%  3.03% 
18 Month  $500.00  3.00%  3.03% 
24 Month  $500.00  3.20%  3.24% 
30 Month  $500.00  3.40%  3.44% 
36 Month  $500.00  3.60%  3.65% 
48 Month  $500.00  4.20%  4.27% 

Variable Rate Accounts***
Product  Minimum  Interest Rate  A.P.Y.*  Balance 
Super Now Accounts  $25.00  .25%  .25%  $0 - 2,499.99 
    .50%  .50%  $2,500.00 - 9,999.99 
    .50%  .50%  $10,000.00 & Over 
Money Market  $25.00  .60%  .60%  $0 - 9,999.99 
    .75%  .75%  $10,000.00 - 24,999.99 
    1.10%  1.11%  $25,000.00 - 49,999.99 
    1.45%  1.46%  $50,000.00 - 99,999.99 
    2.00%  2.02%  $100,000.00 & Over 
Super Saver  $25.00  .30%  .30%  $0 - 2,499.99 
    .40%  .40%  $2,500.00 - 9,999.99 
    .50%  .50%  $10,000.00 & Over 
IRA - Variable Rate  $100.00  3.57%  3.63%   
IRA - Fixed Rate  $500.00       
(Current CD Rates and APYs in Effect for Same Term) 

* APY is Annual Percentage Yield
** Penalty may be imposed for early withdrawal of Certificates of Deposit.
*** Rates may change after the account is opened. Fees may reduce earnings.

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