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Personal Banking - Checking


Overview | Checking | Savings | Loans | Other Banking Services | Rates

Checkbook and Pen imageCity Bank & Trust Co. offers a variety of personal checking, savings, and loan services.

Whether you prefer our versatile Free Checking, a SuperNow account, or one of our many interest-earning checking accounts, we have a variety of checking options to fit many different needs and lifestyles.

Free Checking
Basic Personal Checking
SuperNow Checking
Senior Advantage Checking
55+ Club
Money Market Checking

Free Checking

  • No maintenance fee
  • No minimum balance
  • Unlimited check writing
  • Check images are not returned in statement

Basic Personal Checking

  • $200 minimum balance – no maintenance fee
  • Below $200 balance - $6 per month maintenance fee
  • Unlimited check writing
  • Imaged checks are returned with statement

SuperNow Checking

  • Interest paid on checking balances
  • $500 minimum balance – no maintenance fee
  • Below $500 balance - $5 per month maintenance fee
  • Unlimited check writing
  • Imaged checks are returned with statement

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Senior Advantage Checking

  • Interest paid on checking balances
  • With $300.00 minimum balance – no maintenance fee
  • Below $300 balance - $3 per month maintenance fee
  • Unlimited check writing
  • Free check printing on wallet graystone checks
  • Imaged checks are returned with statement
  • Other free services include:
    • Notary service
    • Photocopies
    • Single signature traveler’s checks
    • Money orders
    • Cashier’s checks

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55+ Club

  • Interest paid on checking balances
  • No minimum balance
  • Service charge $3 per month – single or $4 per month family
  • Unlimited check writing
  • Free check printing on wallet graystone checks
  • Imaged checks are returned with statement
  • Other free services include:
    • Notary service
    • Photocopies
    • Single signature traveler’s checks
    • Money orders
    • Cashier’s checks

Money Market Checking

  • Interest paid on checking balances
  • No maintenance fee
  • No minimum balance
  • Six free debits per cycle – three debits may be checks
  • Each debit over six per cycle - $3
  • Imaged checks are returned with statement
  • Regulatory limits apply

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