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Home Loans - Financing Your New Home


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Overview | Financing Your New Home | Types of Home Loans | Home Loan Pre-Qualification Application

Whether it's your first home or your retirement home . . . Whether you are building a new home or restoring a classic . . . Whether you know the ropes or need help to chart the right course . . . City Bank is here to help you realize your new home dreams.

City Bank will help you every step of the way

1. Getting started -
     You can count on our knowledgeable mortgage loan officers to answer all your questions.
  • We will review your credit report results with you and share how lenders will use it.
  • We can discuss various loan options (including conventional, FHA, VA, or NIFA) and help you determine which is best for you.
  • We can help you decide whether to build a home or buy an existing home.
2. Our no-cost, no-obligation pre-approval process helps you set a new
    home budget -
     City Bank can help you match your new home dreams with a budget that will let you sleep soundly.
  • Simply complete our no-cost, no-obligation Home Loan Pre-Qualification Application in the privacy of your home or with the assistance of one of our loan officers.
  • Once the application is complete, it takes only minutes to be pre-approved and you will know exactly what you can afford.
  • You'll receive a City Bank Pre-Approved Loan Certificate that can strengthen your negotiating position.
3. Helping you close the deal -
     Once you have a purchase agreement with a builder, realtor, or seller, we can guide you through all the steps to close the deal. Your City Bank loan officer will:
  • Arrange for an appraisal and title commitment.
  • Finalize the terms of your loan so you know your exact costs.
  • Attend the closing, if you desire, to double-check all details.

4. How much will my payments be?

5. Need more info? Email our mortgage loan officer

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